Current Savings Rates
For accounts posting January 1, 2009
| Annual | Account Dividend | APY** |
| Share Drafts (Checking) Paid on accounts where the balance did not go below $200. $25 minimum balance required. |
0.00% |
0.00% |
Regular savings, Christmas, special and vacation accounts * |
1.00% |
1.01% |
Individual retirement accounts (IRAs) * |
1.75% |
1.77% |
*Dividends will be calculated by the daily balance method which applies a daily periodic rate to the balance |
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**Annual Percentage Yield
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