At T&I Credit Union, your savings account is more than just a place to store money. It’s your share in the credit union. We refer to our savings accounts as share accounts because upon opening an account with us, you become a shareholder of T&I Credit Union. This empowers our members to vote for board members. More importantly to have your voice heard when there is a suggestions or issue.
Children’s Shares Account
You'll enjoy total liquidity of your savings at all times. Your savings are federally insured up to $250,000 by the NCUA, an agency of the U.S. Government.
Share Draft Account
We believe and practice offering the most consistent and beneficial experience. That means offering a quality service without charging more and not punishing you for how much money is in your account.
Don't get held back by other money markets that require you to have a small fortune just to earn some interest. At T&I Credit Union we're ready to help you start earning 0.50% interest APY* on your money right away. Whether its $200 or $200,000, we're ready to get you on the fast track to earning more money!
*Dividends paid up to balances of $250,000. No interest over the maximum balance of $250,000. $5.00 fee per withdrawal after four withdrawals in a calendar month. Rates subject to change without notice.
Individual Retirement Accounts (IRAs) are an excellent savings tool to utilize when setting money aside for retirement. IRAs give you the advantage of compounding regularly and adding earnings to your investment to make it grow.
Individual Retirement Accounts (IRAs)
**Annual Percentage Yield.
T&I Credit Union offer three different IRA accounts to help you invest for your future. Look over the information and decide which one is best for you.
Coverdell Education IRA
It's never too early to start saving for your child's education - especially when your funds could be growing tax-free in an Education IRA (now known as the Coverdell Education Savings Account).
If you would like more information regarding IRA accounts, contact T&I Credit Union and we will help you evaluate your options.
Looking to earn higher interest on your money than what you receive from checking and savings accounts? Buy a Certificate of Deposit (CD).
A CD is a great way to earn higher interest by taking advantage of a short-term investments.
Minimum deposit and balance required.
**If certificate is broken prior to maturity, interest rate reverts to 0.25%.