Regular Savings Accounts
At T&I Credit Union, we understand that your savings account is more than just a place to store money. It represents your ownership in the credit union and empowers you to have a voice in our decisions. We refer to our savings accounts as share accounts because, upon opening an account with us, you become a shareholder of T&I Credit Union. This means you have the opportunity to vote for board members and actively participate in shaping the future of our credit union.
At T&I Credit Union, we offer some of the best savings account rates in Michigan! Here are some highlights of our savings accounts:
Minimum Balance: $5.00
Rate: 0.15% APY*
No statement fees!
Variety of savings account options:
Christmas
Vacation
Other
Variety of Savings Accounts
In addition to our regular share account, we offer a variety of specialized savings accounts tailored to meet your unique needs:
Christmas Account: Save for the holiday season with our Christmas Account. Set aside funds throughout the year, and when December comes around, you'll be prepared to make the most of the festive season!
Vacation Account: Planning your dream vacation? Our Vacation Account allows you to save specifically for your travel goals. Whether you're dreaming of a tropical getaway or an adventurous trip, this account will help you make it a reality!
Other Savings Account: Have a specific savings goal in mind? Our Other Savings Account allows you to customize your savings plan based on your personal objectives. Whether you're saving for a down payment, a special event, or any other financial goal, we're here to support you!
If you have any questions regarding our savings accounts, don’t hesitate to reach out to us! At T&I Credit Union, we are here to help every step of the way.
Children’s Shares (savings) account
Teaching your children the value of saving money is important to us. With our Children’s Shares Account, we encourage young savers to develop good financial habits from an early age through positive reinforcement, deposit matches, and repetition.
Minimum Balance: $5.00
Rate: 0.15% APY*
No minimum balance to start earning dividends
No statement fees!
No minimum balance to start earning dividends
We will make the first $5.00 deposit to open a Children’s Savings Account
Keep an eye out for special deposit match weeks!
By opening a Children’s Shares Account, you not only provide your child with a head start in their savings journey but also give them the opportunity to learn about financial responsibility in a safe and supportive environment. Open a Children’s Shares Account for your little one today to give them a head start on their savings journey.
Discover the World of Savings
Are you on a financial journey, whether it’s building an emergency fund, saving up for a big-ticket item, or planning to invest? Well, look no further than insured savings accounts! To help you learn more, we’ve partnered with Banzai to share articles and special calculators to better explain the benefits of different ways to save!
This page is your gateway to understanding the exciting world of savings. It covers the basics, including regular savings accounts where your money can grow with interest. It also shares information on accounts such as money market accounts (MMAs) – a blend of checking and savings with attractive interest rates.
And if you're really up for a financial adventure, dive into the world of certificates of deposit (CDs). These high-end accounts offer sweet interest rates but come with a twist – you'll need to commit your money for a set period. Don't worry; we'll explain it all. And as a bonus, we'll even decode those mysterious interest rates for you! Plus, keep an eye out for tips on customizing CDs to match your unique financial rhythm.
Click the button below to learn more about the ways you can save and get started on the path that will best lead you on your financial journey!
*Disclaimer: Federally insured up to $250,000 by the NCUA, an agency of the U.S. Government. Interest compounded quarterly. Rates are subject to change without notice.
Effective 04/30/2025.