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Michigan Mortgage Refinancing

Are you a homeowner looking to save money and improve your financial future? Look no further than T&I Credit Union's modern Mortgage Home Refinance options. We understand everyone seeks financial empowerment and flexibility. Let T&I Credit Union guide you through the process of your home refinancing and refinancing mortgage loans in general in a way that makes sense to you!

Term Rate (APR) Minimum Loan Amount
Choose Your Term! 6.99% $25,000
  • Application fee: $0
  • Closing Cost: $600
  • No escrow
*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. 
Existing T&I loans excluded. Choose your term between 5 to 30 Years. Contact T&I Credit Union for more details on cost of refinancing current T&I Credit Union 
loans and other details. Effective 03/01/2024-06/30/2024.

Kathy Karner, CEO
kathyk@ticreditunion.org
Text or call (248) 588-6688


Limited Time Special Offer: Choose Your Own Term!

For a limited time, take advantage of our exclusive offer and select the home refinancing term that works best for you. With a competitive rate of 6.99%, you can enjoy significant savings and a total cost of just $600. Why pay more than necessary when you can refinance with T&I Credit Union?

Why Choose T&I Credit Union for Your Mortgage Refinance Loan?

  1. Local Expertise: Benefit from our in-depth knowledge of the Michigan housing market, ensuring you get personalized guidance tailored to your specific needs.

  2. Competitive Rates: Take advantage of our competitive interest rates and flexible terms that can potentially save you money and improve your overall financial well-being.

  3. Personalized Service: Experience the difference of personalized service, where we take the time to understand your goals and guide you towards the best refinancing solution.

  4. Streamlined Process: Enjoy a hassle-free experience with our streamlined application and efficient processing, making your mortgage refinance journey smooth and convenient.

Benefits of Mortgage Refinance Loans with T&I Credit Union:

  1. Lower Monthly Payments: Secure a lower interest rate or extend the loan term to lower your monthly payments and improve your cash flow.

  2. Reduced Interest Rate: Take advantage of historically low interest rates to potentially save a significant amount over the life of your loan.

  3. Cash-Out Refinance: Access your home's equity and use the funds for home improvements, debt consolidation, or other financial needs.

  4. Debt Consolidation: Consolidate high-interest debts into one manageable payment with potentially lower interest rates, simplifying your financial obligations.


Getting Started with Your Mortgage Refinance

  1. Evaluate Your Goals: Determine your refinancing goals and discuss them with our experienced mortgage professionals.

  2. Gather Documentation: Collect the necessary documentation to streamline the application process.

  3. Connect with Our Team: Reach out to our dedicated mortgage team to explore loan options and get personalized guidance.

  4. Application and Closing: Our team will guide you through the application and closing process, ensuring a seamless transition to your new loan.


Calculate Your Cost

Use our convenient financial calculator below to estimate your monthly payments and determine the affordability of refinancing your home:


Apply Today!

How to apply for a Mortgage Refinance

Unlock savings and flexibility with a mortgage refinance loan from T&I Credit Union. Contact us today to learn more and take the first step toward achieving your financial goals.

Kathy Karner, CEO
kathyk@ticreditunion.org
Text or call (248) 588-6688

Become a member

Looking to refinance your mortgage, but not a member yet? We’ve made it easy for you to take a few minutes to join T&I Credit Union online!

*All Loans are subject to credit review and approval. Rates and offers are subject to change without notice. Actual rates may vary based on credit score. 
Existing T&I loans excluded. Choose your term between 5 to 30 Years. Contact T&I Credit Union for more details on cost of refinancing current T&I Credit Union 
loans and other details. Effective 03/01/2024-06/30/2024.

Unlocking the Door to Home Ownership

Ready to make the leap into homeownership? Start by defining your goals, understanding the costs, and determining what you can afford. Dive into the world of mortgages, learn the requirements, and explore different types of mortgages to find the right fit for you. Discover the pros and cons of renting versus buying, and weigh the financial benefits of each option. Don't miss this comprehensive guide to making one of life's most significant financial decisions. Click the button below to read more and take the first step toward owning your dream home!

Equal Housing Lender  NMLS# 809624