Student Loans in Royal Oak

Student Loans in Royal Oak, Michigan

Public and private universities are more expensive than they used to be, and textbooks and housing expenses can add up fast. Student loans provide a fast and affordable option for families to pay their college expenses without sacrificing other necessary expenditures.

Federal loans only cover certain costs, and most private loans have high interest rates that can cost you thousands of dollars over the duration of the loan. Thanks to their non-profit structure, credit unions are able to give you low interest rates and world-class customer service as you pursue your education and get settled in your career.

Undergraduate Student Loans

Your undergraduate degree is essential to getting any kind of professional job. It’s difficult to get scholarships for undergraduate degrees, even in the sciences and other in-demand fields.

Student loans make it possible to afford tuition, room, board, and other expenses associated with going to college. With the right loan repayment plan, you’ll be able to make affordable payments starting a few months after you graduate, giving you time to find your first job and apartment.

Student Loan Refinancing

If you already have student loans, you may be eligible to combine them into a new loan package at a lower interest rate. This can be a money-saving option for individuals with two or more loans, or with a single loan at a high interest rate.

A credit union student loan refinancing plan pays off the original loan, and then has you repay the credit union at a rate you can afford. This system can save you hundreds of dollars per year, making your loan repayment much more affordable.

Reaching Your Education Goals

T&I Credit Union is proud to provide student loans and refinancing options to help you build your best possible life. We can work with you to understand your budget and come up with a loan repayment schedule that works for you.

We also have checking and savings accounts, auto loans, and other tools you need to find financial freedom. Whether you’re a recent high school graduate or are mid-career, we look forward to helping you make better financial choices.

Our student loan program gives you access to the funds you need to complete your education or simply take charge of your student debt. Take control of your future and call us today at 1 (800) 338-3908.