Student Loans in Troy


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College is expensive, but investing in your education can increase your earning power and enhance your quality of life for decades after your graduation. If you are considering pursuing higher education but need help financing this investment, consider T&I Credit Union’s student loan program in Troy.

Why a student loan?

Although some colleges tout generous financial aid systems, many students are ineligible for college-sourced and federal student aid programs or receive aid that only covers a portion of their educational expenses.

Student loans can advance you the funds you need for school; after you graduate or leave college, you’ll begin to pay your lender back in monthly installments?

Who is eligible for a student loan?

T&I Credit Union works with Student Choice to make private loans accessible to students in Troy. To be eligible for a loan, you’ll need to be a US citizen or permanent resident and enrolled as an undergraduate at one of our over 1,500 approved schools that includes Troy University.

Why finance with T&I Credit Union?

T&I Credit Union is able to offer lower interest rates than other, for-profit, financial institutions. We’re invested in the financial wellbeing of our members.

When you sign a promissory note with Student Choice, you’ll become a member of T&I Credit Union, which avails additional benefits like online banking and financial counseling services.

How to apply for a student loan

You can apply online for a student loan in as little as 20 minutes. To get started, you’ll need to supply personal information, including your social security number, a reference, income verification, school enrollment information, and the amount of money you’re applying for.

It’s helpful to apply for a student loan with a co-borrower to increase your chances of being approved and lowering your interest rate. Co-borrowing is a lot to ask a person, as your co-borrower will be on the hook for payments if you default on your loan.

It can take up to 40 days for your application to be processed during peak loan season, but during the off-season, your loan could be processed within 15 days.

Contact us to discover your college financing options

T&I Credit Union offers low-interest loans to make higher education accessible to more students. For more information about our student loan program, contact us today.



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